Windsor’s Real Estate outlook, with 2020 vision!

Is the wild ride in Windsor’s Real Estate market over?

The Canadian Real Estate Association predicts that the Real Estate market across Canada will continue to grow and rise steadily in 2020.

What does that mean?

Well, the Bank of Canada the, the lovely crown corporation that controls the interest rates for lenders has kept the interest rate low.  And with the changes to the mortgage stress test that means properties that would have been out of reach, are now becoming more realistic to more potential buyers.

Good news for first time home buyers.

Low interest rates means more money for buyers to spend on houses.  This also means homes that may have been out of your price range are now becoming more affordable!


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House Sales Growth

House sales are growing year after year!

Windsor is know to be the cheapest real estate market in Canada!  This has always been great for buyers and not so great for sellers.

However the past three have shown a shift, sales in below 250K has fallen steadily and sales in the 250-600K range have climbed steadily!

Great, what does this all mean?…

Well if you’re a home owner and your house falls between 250-600K you’re right in Windsor’s sweet spot!

What’s the sweet spot?

The sweet spot is the spot where the vast majority of buyer are looking.  More eyes on your property means a bigger chance at multiple offers!

What’s multiple offers?

If you don’t live under a rock you know that Windsor real estate is multiple offer happy!  That means homes are listed and typically within a few days you have mutiples offers jumping at the chance to buy your house.

More buyers = More dough!

When selling a home, getting multiples offers is the goal.  This usually means you’re going to get much more than what you’re expecting!  Some sellers have described this market “like winning the lottery”.

What you think your house is worth is probably wrong.

Wait what?  Your neighbours house sold for 50K over asking so that makes yours worth that much more right?  Maybe, or maybe its even more!  Or a touch less.  The best way to find out is talking to an expert like us!  We’d like to tell you exactly what your house is worth just like every other Tom Dick and Harry out there.  But what we’d love to do is meet with you get to know you and find out more about you and your home then provide its value and a complimentary plan to help you reach your homestead goals!

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First time home buyers

If you’re looking to buy your first home here’s everything you need to know!

(Step 1) First and foremost talk to the bank!  You need to know your budget, there’s no sense in looking at what you can’t afford.  It’s okay to dream but don’t get your hopes crushed by looking at whats out of reach!

(Step 2) Secondly make a list of your must haves, this can really help your realtor find you exactly what you want and need!

(Step 3) Third, get a REALTOR!  When you’re buying a house it’s FREE so why not use an expert!

Keep on reading i’m going to break down each of these steps!

Step 1 Financing

The market always changes but right now the Windsor / Essex-County real estate market is 100% a sellers market.  You need to come into a deal with as little conditions as possible if you want to win and close the deal.

  1. Talk to a mortgage specialist or broker and get Pre-Approved!  You need to know exactly what you can spend you don’t want to be scrambling asking family for loans to cover what you thought you could afford.
  2. Down Payment is a huge deal.  I’m sure you’ve heard of CMHC?  Well CMHC sets rules for home buying and down payment requirements.  Chances are in Windsor / Essex as a first time home buyer you’ll be buying under $500,000.00 the rules in place for a home of $500k or less is you need 5% down.  What this means is for a home asking price of $100k you need $5000 to put down and so on.  See the rules and calculate exactly what you need HERE.
  3. Closing costs and Land transfer.  Lawyer fees can add up make sure you retain a good trust worthy lawyer to take care of closing arrangements without any hidden fees.  The government of Canada has created programs that will actually cover some expenses and portions of land transfer tax for first time home buyers.  Learn all about it right HERE.  What you might not know is that even if you owned a home as long as your spouse has never been on title they are eligible for a portion of the incentives offered by the Canadian Government.

Now that financing is in order you can comfortably look at houses in your price range and when the time is right you can confidently submit your offer and know you can afford your dream home!

Step 2 The list

What you want and need in a home is super important.  You don’t want to waste time looking at a million houses just to be disappointed that it doesn’t have enough rooms or is missing that breakfast nook.

Start your list off with the following:

  1. 5 top desired neighbourhoods
  2. Top home styles you like.  (ex: ranch, 2 story, back-split) you get the gist.
  3. Number of rooms
  4. Number of bathroom
  5. You must have features.  (ex: garage, breakfast nook, scenic views) whatever your heart desires!

The biggest thing you need on top of this list is an open mind.  In a sellers market you need to be aggressive and keep in mind that you might not get everything on your list but you can certainly get most of it!

Step 3 Get a Realtor

We’ve all seen the bus benches and billboard adds, there’s a plethora of Realtors in the area.  What you need is someone who’s going to help you with every step, answer your questions, and get you the home of your dreams.  Believe it or not the billboard realtor probably isn’t your best option.  If you’re prepared to be 1 of 200 clients chances are you’re going to fall off the agents radar really quick especially as a first time buyer.  They’d much rather deal with their multi million dollar clients.  A good bet is to get someone newer to the market who has the knowledge but also the tenacity, desire and ability to make you client number 1.  You might think a new agent can’t get the job done.  But when your 1 of maybe 10 clients you’re always at the top of the list!  If you need a REALTOR who’s going to eat, sleep, and live your real estate needs click HERE.


The breakdown.

  1. Talk to your bank, mortgage specialist or mortgage broker and figure out how much you can spend
  2. Figure out how to get your down payment
  3. Make sure you have enough to cover closing fees, lawyer costs, land transfer etc.  Take full advantage of the Government of Canada programs.
  4. Make a list of what you want out of a house, with your must haves, location of choice etc.
  5. Get a Realtor.  It’s free especially as a buyer so why not!

It’s not that hard when you break it down.  If your still unsure Let’s Get In Touch, I’m happy to help you along in this journey!

The grass is growing, flowers are blooming, time to sell that house!

There's no better time to sell then today!

There's no promise of tomorrow but we do know that today is a great time to sell!  The numbers speak for themselves.  Since the start of spring the average close price (sale price) of a house is 104% of asking price.  What that means is 4% more money in your pocket!

Let's meet and get you the results you deserve!

Yes I'm a new agent to the market, but that isn't a bad thing, what that means is your home isn't one of many on my list, it's my main focus and I'll be eating, sleeping and breathing your home to get you the results you deserve!  What more can you ask for?  More money then you thought possible, 100% attention to your home, 100% marketing focus means results that get you moving!  Let me help you get to from on the fence to SOLD in under 2 weeks!  Check out what my clients have to say!

It's time to get motivated!

The winter blues take a toll on you and your home, spring is the time of year to get out of that slump, find that little bit of motivation and take the plunge!  You may be surprised at how much your house is worth this spring!  It doesn't cost a dime to meet and discuss the value of your home you've been on the fence about selling!

New season, new reason to get moving!

Change is good.

With the changing of the seasons you start to feel rejuvenated, as you see the grass start to get greener and all that snow melt away you feel those winter blues melt away.  As the grass gets greener and the trees begin to bud, the winter procrastination goes away, and that spring time motivation takes over!

Take advantage of all that motivation and get a great buyer for a great price this spring!


Spring is the best time!

Statistically spring is a great time to get your home on the market!  Year over year the sale price vs. list price increases in the spring and early summer months.  Much like bears coming out of hibernation we're ready to get moving once that nice weather hits!

Chances are your home is worth more then you think.

The Windsor-Essex market continues to be very hot, with most homes selling well above asking price.  You may be surprised at value your home is hiding!  If you're on the fence about selling your property, you should really consider a free Highest Price Analysis to help you make that life changing decision.

Let's get in touch

There hasn’t been a better time to sell then today!

Did you know that Windsor-Essex is a hot market?

Windsor and Essex County homes are selling for more, and much quicker then they have in the past.

It’s simple.

Houses are listing for 3.4% more then they were at the beginning of 2018 and are selling much faster, 10 days faster on average.

What does that mean?

You could sell your house for more money and be in your dream home that much faster!

How long are homes on the market?

When listing using a Realtor, such as myself.  The average DOM or “Days On Market” is about 12 days with some homes selling as fast as the signs being put in the ground!

If you’ve been thinking of selling don’t wait and list today, because as we all know tomorrow isn’t promised so let’s get you moving!